Happy
Help To Buy!

Your options
5 years on!

So what's next?

One of the best things about Help to Buy* is that you can use it as many times as you like – it’s not just for first time buyers! Interest rates may be lower than when you last bought, so you might be able to afford more than you think.

Whether you’re happy to use Help to Buy* again, or you’d prefer not to – we have options to help make your next move easier than you think!

Are you looking to move to a new home?

Great!

We have a range of fantastic schemes that could help make your move easier.

Are you happy to use Help to Buy* again?

You could sell your current home and pay back your Help to Buy* equity loan. Then choose a brand new Linden home – with a brand new Help to Buy* equity loan that will be interest free for another 5 years.

We could help you sell your current home with our Assisted Move‡ scheme – we’ll take care of the estate agents and their fees!

Get in touch today and find out how we could help make your move easier than you think!

That's ok

We hope you’re very happy in your Linden home. When you decide to move on, remember we have a range of fantastic schemes that could help make your move easier!

You could sell your current home and pay back your Help to Buy* equity loan. Then choose a brand new Linden home where you could make use of a 90% mortgage with interest rates from just 1.94% on a 2-year fixed rate.^

We could buy your current home from you with our Part Exchange† scheme – we’ll take care of the estate agents, pay their fees and you can stay in your current home until your new one is ready!

So you may be able to get a better mortgage rate^ and a bigger new home!

Get in touch today and find out how we could help make your move easier than you think!

Whatever you’re thinking, get in touch and we
can discuss the best option for you

Frequently asked questions

Can I buy any home with Help to Buy?

Any new build home in England up to £600,000. Not available for second homes or buy to let properties.

Can everyone get Help to Buy?

Yes. Help to Buy is not just for first time buyers, and there is no maximum income cap. If you can get a mortgage, you can get Help to Buy.

Are there any fees to pay?

No. The Help to Buy equity loan is interest free for 5 years. After that you pay a fee of 1.75%, rising each year by 1% plus the RPI. You may also have to pay mortgage arrangement fees.

Are you a member of the Forces?

If you are, as well as Help to Buy, there is an additional incentive available for members of the Forces.

More details

Terms & Conditions

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

Credit is secured against your home. *Subject to status, Help to Buy Terms & Conditions and available on selected properties in England only. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the HCA and held as a second charge. This offer is not available in conjunction with any other promotion. Full details will be provided on request.‡Assisted Move is available on selected new Linden homes only. Acceptance is at our sole discretion. We reserve the right to refuse to agree to Assisted Move and we are under no obligation to give reasons why. We will instruct local estate agents to undertake an independent valuation and marketing advice for your current home before we make you a proposal on a marketing price for your home. The realistic sale price may be lower than an initial marketing price and is based on a sale within a specified timescale fixed by us. Reservation fees may vary. For full terms and conditions please visit lindenhomes.co.uk/schemes/assisted-move †Part Exchange is available on selected homes only. Acceptance is at our sole discretion and not all properties are suitable. We reserve the right to refuse to agree to Part Exchange of your current home and we are under no obligation to give reasons why. Part Exchange may not be available in conjunction with any other offer and is also subject to the terms of your Reservation Agreement with us. As a guide, your current home must not be worth more than 70% of the value of your chosen Linden home. Reservation fees may vary. For full terms and conditions please visit lindenhomes.co.uk/schemes/part-exchange. ^Subject to lender’s criteria and qualification. Linden Homes cannot advise or recommend any mortgage products. Speak to your Independent Financial Advisor. Details and rates correct at time of distribution (March 2018).

More ways we can help you move

Help to Buy

HTB

Not just for first time buyers! Buy any new home up to £600,000 with just a 5% deposit!

Find out more

Help to Buy London

HTB

Not just for first time buyers! Buy any new home in London up to £600,000 with just a 5% deposit!

Find out more

Part Exchange

Part Exchange

Stuck in a chain or have a home to sell? We could buy your current home when you buy one of ours

Find out more

Assisted Move

Assisted Move

Have a home to sell? We could sell it for you so you can buy one of ours

Find out more

Forces Help to Buy

HTB

Offers forces personnel a loan of up to 50% salary, capped at £25,000

Find out more

NEW vs OLD - It's no contest!

New vs Old

The benefits of buying new make the choice easy. Here are just a few:

  • All appliances are 'straight out of the box' and fully guaranteed‡
  • No sorting someone else's DIY disasters or dated decorations - you've got a blank canvas to make your own
  • Buying new could mean access to exclusive mortgage lender products through our suggested Independent Mortgage Advisors
View all other benefits