Deposit Unlock

 

Move into a new home with a 5% deposit using Deposit Unlock

With Deposit Unlock, whether you are a first-time buyer or an existing homeowner, you could purchase a new Linden Home up to the value of £750,000 with just a 5% deposit*.

HOW IT WORKS

The Deposit Unlock scheme is an affordable low-deposit mortgage solution developed in collaboration with mortgage lenders and the housebuilding industry.

It’s exclusive to new build homes and seeks to make buying a new home more affordable. With access to competitively priced mortgages, you can pay just a 5% deposit for a house or apartment. Available on selected sites only.

So whether you're looking to make your first or next move, with Deposit Unlock, your dream Linden Home could be yours when you buy with a 5% deposit^.

 

5% deposit homes: Here’s how it works

1 1

Once you've chosen your new build Linden home speak to one of our Sales Consultants about the 5% deposit scheme.

2 2

We'll arrange for you to speak with a specialist new build mortgage advisor before starting your Deposit Unlock mortgage application.

3 3

Ready to reserve your brand new Linden Home? Our Sales Consultant will give you a Confirmation Letter so you can apply to a participating lender for a 5% Deposit Unlock mortgage.

Start your search today

More ways we can help you move

Deposit Assist

When your friends or family contribute a minimum of 5% to your deposit for a new Linden home, we’ll say thanks to them with £2,000 and give you £5,000 to help with moving costs.

Smooth Move

Have a home to sell? We could help sell it for you, so you can buy one of ours with Smooth Move! We could even save you time and money.

Home Exchange

Stuck in a chain or have a home to sell? We could buy your current home when you buy one of ours with Home Exchange.

Deposit Assist

When your friends or family contribute a minimum of 5% to your deposit for a new Linden home, we’ll say thanks to them with £2,000 and give you £5,000 to help with moving costs.

Smooth Move

Have a home to sell? We could help sell it for you, so you can buy one of ours with Smooth Move! We could even save you time and money.

Home Exchange

Stuck in a chain or have a home to sell? We could buy your current home when you buy one of ours with Home Exchange.

Still haven't found what you're looking for?

Deposit Unlock is available on our selected new build homes only, subject to contract and eligibility criteria. Deposit Unlock is available on selected plots up to a maximum value of £750,000 and is subject to lender participation, contract and status. Rates and maximum purchase price vary via lender. Following withdrawal or termination of any offer, we reserve the right to extend, reintroduce or amend any such offer as we see fit at any time. A minimum 5% customer deposit is required. The product is backed by a mortgage indemnity insurance to which we make a financial contribution. The insurance covers the lender in the event of a loss as a result of repossession. Your obligations to the lender remain unchanged, as the benefit of the insurance is for the lender. We do not offer mortgage advice, any financial advice should be obtained from a mortgage adviser or lender. To take advantage of this offer you must claim before reserving a property from us and before any other discount is applied. This offer is not to be used in conjunction with any other offer, discount, promotion or scheme. Not applicable to second homeowners or investor purchasers. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details. We have appointed Gallagher Re to liaise with the mortgage lender and administer the Deposit Unlock scheme on its behalf.

References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.

All images are used for illustrative purposes only and are representative only. They may not be the same as the actual home you purchase and the specification may differ. Images may be of a slightly different model of home and may include optional upgrades and extras which involve additional cost. Individual features such as windows, brick, carpets, paint and other material colours may vary and also the specification of fittings may vary. Any furnishings and furniture are not included in any sale. Please check with our sales consultants for details of the exact specifications available at the development(s) for each type of home and the associated prices.