House Deposit Savings Calculator


If you’re wanting to make that first step onto the property ladder, you might be wondering how you can make that dream a reality.

To help you on your journey to becoming a homeowner or upgrading your current property, we’ve created a handy house deposit savings calculator and planner to help you organise your finances.

Benefit from our easy-to-use savings calculator to find out how much you need to save per month and how long you need to save for before you reach your target. It’s worth noting that the higher your deposit, the better your mortgage rate too!


How to use our savings goal calculator

1. Set your goal

Enter the amount of money you’d like to save towards your house deposit. If you’re able to, it’s more economical to put down a larger deposit, as your mortgage rate will be lower. Generally, deposits start at 5%.

2. Tell us how much you can save towards your new home

Let us know how much money you can comfortably save each month. Make sure to consider any outgoings you are currently paying. This should include, rent, bills, cars and living expenses.

3. Let us know how much you have saved already

If you’ve already started saving, let us know how much you already have set aside. Whether that’s £100 or £10,000.

4. Select your gross annual interest

Enter the estimated annual interest rate of your savings account.

5. Done!

Now you’ll be able to see how long it will take for you to save up money for your new build home.

How long will it take to reach my goal amount?

What is your goal?


How much can you save


How much have you saved already?


Gross annual interest
rate on your savings (in %)


It will take you until:

(7 years)
to save £35,000
at £5,000 per year

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References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes, Drew Smith or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.

All images are used for illustrative purposes only and are representative only. They may not be the same as the actual home you purchase and the specification may differ. Images may be of a slightly different model of home and may include optional upgrades and extras which involve additional cost. Individual features such as windows, brick, carpets, paint and other material colours may vary and also the specification of fittings may vary. Any furnishings and furniture are not included in any sale. Please check with our sales consultants for details of the exact specifications available at the development(s) for each type of home and the associated prices.