Deposit Contribution

What is Deposit Contribution?

Deposit Contribution is a purchase scheme that gives your deposit a helpful boost. If you have between a 5% to 10% deposit, we could contribute an additional 5% towards the cost of your new home.

That extra support can reduce the amount you need to borrow, which may open up more mortgage options and help make your monthly payments more manageable.

The offer is available on selected new build homes and is linked to the property itself. So, while it's ideal for first time buyers, it's available to anyone interested in an eligible home.

Start your search now to find your next home with Linden Homes. Our sales consultants are on hand to explain how we can help you unlock your new home, so don't hesitate to get in touch.

How does our Deposit Contribution offer work?

Let's break it down in simple terms. For example, if the new build home you're looking to buy has a sale price of £300,000, and you have a £30,000 deposit (10% of the sale price), our Deposit Contribution scheme will give you a boost of £15,000 (5%) towards your deposit.

This means you'd have a total deposit of 15%, so you'd only need to borrow the remaining 85%. It's designed to help you take the next step with confidence.

What are the benefits of Deposit Contribution?

Deposit Contribution can make moving home or getting a better mortgage deal simpler and more achievable. Here's how it could help you:

Move sooner – With help towards your deposit, you could spend less time saving and more time settling into your new home.
Enjoy more mortgage options – Because you may not need to borrow as much, you could have access to a wider range of mortgage options, including more competitive rates.
Pay nothing back – The offer is taken off the final amount when you complete, so there's nothing extra to repay later. That means fewer worries and more confidence as you move in.
Choose from a range of homes – Deposit Contribution is available on a selection of our new builds, giving you plenty of choice to find one that fits your life. Get in touch with our sales teams to find out what's available.

Plus, you'll enjoy all the benefits of buying a new build from Linden Homes – from energy-efficient designs to 10-year warranties for peace of mind.

How to apply for Deposit Contribution

1. Find the right home for you: Start by choosing the home you're interested in and checking whether the Deposit Contribution offer applies to that plot or development.
2. Book an appointment: Arrange a visit with one of our sales consultants at your chosen development. They'll talk you through how the scheme works and answer any questions you may have.
3. Speak to a mortgage advisor: Alongside our sales team, we recommend chatting with an independent financial or mortgage advisor. They can help you explore your options, find the right mortgage and make sure you're ready for the next step.
4. Reserve your home: Once you've found a qualifying home and everything's agreed, you can move ahead with your reservation. Just let us know you'll be using Deposit Contribution so we can include it in the paperwork.
5. Complete your purchase: When everything is approved, we'll deduct your Deposit Contribution (up to 5%) from your final completion statement. From there, you can relax – you'll soon get the keys to your new home.

FAQs about Deposit Contribution

Can I combine Deposit Contribution with other offers?

No, Deposit Contribution can't be used alongside any of our other purchase schemes. This helps keep things clear and straightforward when you're reserving your home.

If you're unsure whether Deposit Contribution applies to the house you're interested in, our sales consultants are always happy to help. Just speak to the team at your chosen development and they'll talk you through your options and next steps.

Do I need to pay Stamp Duty when using Deposit Contribution?

Yes, Stamp Duty and the usual costs involved in buying a home still apply when you use Deposit Contribution. The scheme is designed to help top up your deposit, rather than replace any fees linked to your purchase. If you're unsure how this might affect your budget, an independent financial or mortgage advisor can help explain what to expect and make sure you're fully prepared before you move forward.

Can I use Deposit Contribution with a gifted deposit?

Yes, in many cases you may be able to use our Deposit Contribution alongside a gifted deposit, as long as your lender is happy to proceed. Every mortgage application is different, so we recommend speaking with your mortgage advisor early on. They can confirm what's possible for your situation and help make sure everything is in place before you move forward.

Is Deposit Contribution available for buy-to-let properties?

Deposit Contribution is designed to support people buying a new home to live in themselves. For that reason, it's available to owner-occupiers only and can't be used for buy-to-let properties. If you're unsure whether the offer applies to your situation, our sales consultants are always happy to talk things through and help you understand your options.

What homes is Deposit Contribution available with?

Our Deposit Contribution offer is available on selected plots and selected developments only. Your sales consultant will be happy to talk you through the details and help you understand whether the offer works for your chosen home.

Do I need to repay the contribution later?

No, Deposit Contribution is a one-time incentive that doesn't need to be paid back. It's simply deducted from your final completion statement when you buy your new build.

That means there's nothing extra to budget for later, helping you move in with confidence and enjoy your new home from day one.

Can I use Deposit Contribution if I already own a home?

Yes. If you're selling your current home and moving into a new build, you may still be able to use our Deposit Contribution scheme. Our sales consultants are here to talk through your situation and help you understand whether the offer is available on the home you're interested in.

Does Deposit Contribution impact the property price?

No, the price of your chosen new home stays exactly the same. Deposit Contribution is applied at completion, helping reduce the amount you need to pay upfront without changing the agreed purchase price.

It's simply there to make your move a little easier and give you a boost as you take the next step towards your new home.

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Dreaming of owning your first home or looking to make your next move? You could make those dreams a reality sooner than you think with our Deposit Contribution offer.

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+Deposit contribution offer available on selected plots and selected developments only and limited to reservations made by 30.06.26, Deposit Contribution amount may vary depending on plot or development. Cannot be used in conjunction with any other offer, scheme or discount and conditional on paying full asking price unless otherwise stated. Please contact one of our sales consultants for details of which homes are covered, the amount of the deposit contribution and for further details. Purchaser will still be required to provide at least 5% deposit (subject to lender criteria).Purchaser’s taking advantage of this offer must claim at the time of reserving a property from us and it must be recorded on the Reservation Form. Subject to individual lender terms and conditions. Deposit contribution will be credited on exchange of contracts. Deposit contribution cannot be exchanged for cash. Offer may be withdrawn at any time without prior notice. Also, the contribution may not reduce the amount of stamp duty land tax payable. The offer is conditional upon the purchase proceeding to legal completion. *Savings data from the Home Builders Federation and YouGov.

^This is the highest possible rating that the HBF can grant, and means that more than 90% of customers in a recent survey 'would recommend their builder to a friend'

^^Depending on stage on construction at time of reservation.

*Source HBF Watt a Save report.

Deposit Contribution

Make your move sooner with a Deposit Contribution from Linden Homes

What is Deposit Contribution?

How does our Deposit Contribution offer work?

What are the benefits of Deposit Contribution?

How to apply for Deposit Contribution

FAQs about Deposit Contribution

Start your search today

More ways we can help you move

Smooth Move

Introduce a friend

Home Stepper

Deposit Contribution

Smooth Move

Introduce a friend

Home Stepper

Deposit Contribution

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