Mortgage Eligibility Checker

Use our mortgage checker to see how affordable buying a new home could be. Whether you’re first-time buyers using the Help to Buy scheme or thinking of porting your mortgage to buy a new home, our online mortgage checker makes moving easy.

An online mortgage-finding service

Our mortgage eligibility checker lets you find the best potential deals for you. The mortgage checker is provided by MortgageGym and has access to a panel of lenders to ensure you get the right mortgage for your new home.

Find deals you're eligible for fast

Won't impact your credit score

Suitable for you if you are:

Buying your first home

Moving to a new home

Buying with Help to Buy

The MortgageGym Mortgage Checker

Quick mortgage eligibility check

Compare your credit profile and personal details with the eligibility criteria of top lenders.

Manage your application online

If you choose to proceed through the mortgage checker, you can upload documents, interact with the broker and get live updates.

Won't affect your credit score

Too many lender applications can reduce your chances of being accepted. MortgageGym's mortgage checker won’t affect your credit score.

Mortgage advice

Save an average of £500 on broker fees. Speak to MortgageGym's brokers.


Securely upload, view and manage your documents online. No messy paperwork.

Experian Credit Score

Get an idea of how lenders are likely to view you with your credit score.

The smoother way to find a mortgage


See deals you're eligible for fast


Easily go through the mortgage process in your dashboard


Talk to a mortgage broker when it suits you


Do it all online, from your own home




The MortgageGym Mortgage Brokers

Speak to a mortgage broker to find the best deals for new homes.

The MortgageGym eligibility checker includes a service that is powered by real people who give personal support and advice throughout your buying journey. They’re on hand to answer your questions and help you get the keys to your new home.

Mortgage eligibility checker FAQs

Is this service right for you?

To use MortgageGym's online mortgage service you must:

  • You are at least 18 years old
  • Are a UK resident with a right to reside
  • Have 3+ years of UK address history
  • Are looking for a residential mortgage
Find mortgage deals

When might MortgageGym not be right for you?

It may not be right for you if:

  • You're looking for a commercial or buy-to-let mortgage
  • Your mortgage needs to be for three or more applicants
  • You don't currently live in the UK

If any of these apply to you, MortgageGym can still help, but not via the online mortgage eligibility checker. Simply call 0330 900 9900 to speak to a member of the MortgageGym team.