Find your new home
We have helpful tools and advice to help with the process of buying your new Linden Home.
Linden Homes builds award-winning homes across the country in prime locations, striving to create sustainable new developments.
We work with local people to create communities and we’re passionate about building the right homes for our customers.
Our helpful home guides are full of useful tips and information for our existing customers.
Find your new home
We have helpful tools and advice to help with the process of buying your new Linden Home.
Linden Homes builds award-winning homes across the country in prime locations, striving to create sustainable new developments.
We work with local people to create communities and we’re passionate about building the right homes for our customers.
Our helpful home guides are full of useful tips and information for our existing customers.
Mortgage experts warn that mortgage myths are leading househunters in the South West to miss out on their dream home by failing to take advantage of the lowest base interest rates in more than a generation.
The Bank of England has held the base rate at 0.5 per cent since March 2009, and it has generated remarkable opportunities for customers in the mortgage market.
But financial advisors are increasingly concerned that househunters are failing to make the most of a golden situation because many mistakenly believe that extra application checks introduced in April under the Mortgage Market Review (MMR) have locked them out.
Adam Champion, new build sales director at New Homes Group – which advises customers of top five housebuilder Linden Homes – said rather than being a time to step back, now is actually the moment for househunters to buy.
He said the situation had led to lenders bringing out impressive new products, with savvy customers with hard earned deposits or those using Help to Buy being able to now pick up three-year fixed rate mortgages at 2.99 per cent.
Adam said: “There are a number of deals to be had right now with a range of lenders coming to the fore including Skipton, Accord and Santander, all with compelling products to be had for first-time buyers right through to those buyers with larger deposits.
“Also, the changes from the MMR were intended to root out bad borrowing,” explained Adam. “However they have also had the effect of frightening off customers who are perfectly able to afford a mortgage. There are myths that the process is now horrendously complex – and that’s just not true. Lenders have quickly adapted and, in fact, responsible lenders like Halifax have had similar systems in place for up to 10 years, so there is little new here to be worried about.
“Househunters should be encouraged by the possibilities. The MMR changes are there to protect the customer and guide them to finding product that suits them best and gives them the most protection. There are some amazing deals out there – so don’t miss out.”
Linden Homes South West’s managing director, Nigel Palmer added: “It’s a real shame for househunters in the South West if mortgage myths are getting in the way. We’re doing our best to dispel the misconceptions. As a builder of new homes we work with our financial partners to take buyers through the whole process, advise at every stage, and to get the best mortgage deal possible.”
Linden Homes has a number of developments in the area including Redruth, Camborne, Truro, Wadebridge, Grampound, Duporth, Okehampton, Exeter, Exminster, Goodrington, Paignton and Ogwell.
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For further information, contact Linden Homes’ PR Manager Emma Mackay on 01626 356666 or email emma.mackay@lindenhomes.co.uk
References to “we”, “us” or “our” are to the part of the Vistry Group (including Linden Homes, Bovis Homes, Countryside Homes or one of Vistry’s joint venture companies) from which you are intending to purchase a new home. References to "you” and “your” are to the prospective buyer or buyers of a new home from us.
All images are used for illustrative purposes only and are representative only. They may not be the same as the actual home you purchase and the specification may differ. Images may be of a slightly different model of home and may include optional upgrades and extras which involve additional cost. Individual features such as windows, brick, carpets, paint and other material colours may vary and also the specification of fittings may vary. Any furnishings and furniture are not included in any sale. Please check with our sales consultants for details of the exact specifications available at the development(s) for each type of home and the associated prices.
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