*(55%) Data from the Home Builders Federation and YouGov.

**Savings based on independent survey competed 2022 by Elmhurst Energy. Savings depend on type of property, size of property, energy usage and tariff.

The site plan which can be found on this page, has been produced for home identification purposes only and is not to scale. The development layout, landscaping and tenure of all dwellings may be subject to change throughout the course of the development. Finishes and materials may vary from those shown on the plan. Please check the details of your chosen plot and house type with the sales consultant. Development layout plan correct at time of production.

100% mortgage offer: Key points of the terms and conditions. The mortgage product is designed to be the answer for some of our customers that are only able to rent and who are unable to save the deposit needed to buy their first home. There is currently 5 years fixed rate available at 5.49%. Customers need to be over the age of 21. This Product is subject to a clean credit history. Evidence is needed of a 12-month good track record of paying rent over the last 18 month. The lender is ensuring that the monthly mortgage payment for each mortgage is not more than the average of the last 6 months rent that they have paid. You can borrow up to 100% of the value of the property. Borrowing 4.49 times your income. This mortgage is for First Time buyers only. Standard new build mortgage extension term of 9 months then another 3 months and they won’t reassess the rent eligibility at that stage. Maximum mortgage term of 35 years. Mortgage amount limited to lower of the rental or the lending affordability, taking into account the customers debts. Speak to our Sales Consultants and book an appointment with our New Homes Mortgage Advisors for full details of the 100% mortgages available.

^Get Stamp Duty paid and flooring when you reserve home 130, The Pembroke at Oak Farm Meadow by 7th December 2023. Stamp Duty^ will be paid as a cash lump sum allowance upon legal completion as the equivalent of Stamp Duty Land Tax charges. Not applicable to second home owners or investor purchasers. Subject to lender's terms and conditions in that it must not exceed 5% of the value of the loan. First-time buyers are exempt from Stamp Duty Tax if the property is less than £425,000. Not to be used in conjunction with any other offer or with any other cash incentive. Not to be used in conjunction with any other offers. Full details are available upon request. We reserve the right to withdraw the incentive at any time without prior notice.

§Home Stepper is available on selected new build homes only, subject to contract and eligibility criteria. Home Stepper is a new build shared ownership scheme brought to you by Sage Homes. The scheme is subject to individual mortgage lender qualification and affordability criteria as prescribed by Homes England. The scheme is subject to you first obtaining approval from Sage before reserving a new home from us. Eligibility for the scheme may be withdrawn at any time prior to reservation. Sage may also require evidence of your financial ability to proceed with the purchase of a new home from us. Shares from 10% up to 75% of the new home are available. Prices advertised can represent up to a 75% share of the new home. Rent will be charged at 2.75% of the unacquired equity share and is reviewed annually in line with the year-on-year change to RPI in the preceding 12 months plus additional 0.5% and an annual fee of £195, payable monthly. The property will be sold on a shared ownership leasehold basis with a term of 990 years and a buildings insurance contribution is also payable. You will also be liable to pay managing agent costs plus an administration fee payable to Sage. You will be an assured tenant with Sage Homes as the landlord until such time as you staircase to own 100% of the property. In addition, a mortgage approval fee of £60 and a notice of charge fee of £90 will be payable to Sage Homes on completion. More information on eligibility and affordability of using Home Stepper to purchase your new home can be found at www.sagehomes.co.uk. Home Stepper is also subject to the terms and conditions of Sage Homes. Home Stepper cannot be used in conjunction with any other offer, discount, promotion or scheme. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details.